Drivers and riders of all types of vehicles choose Owens Insurance Agency for their insurance coverage needs. Whether you spend your weekends cruising the open roads or heading out on the water to ski or fish, we have the coverage you need to protect your motorcycle, snowmobile, RV, or boat against a wide range of risks.
Types of Coverage
From sport bikes and dirt bikes to cruisers and choppers, motorcycles are as different from each other as the people who ride them. It makes sense that you would also need diversified coverage that addresses your unique needs. Our motorcycle insurance policies are custom-tailored to meet Minnesota state requirements and also minimize your financial risk. We can ensure both you and your bike are protected, as well as your riding apparel, custom equipment, and more. We can toss in coverage for trip interruptions and roadside assistance, too.
We see a lot of snow here in Minnesota, which is why so many of us own snowmobiles. Whether you use it to get work done around your property or enjoy taking it out for weekend adventures, make sure you are covered against the hazards that could stand in your way. Owens Insurance Agency can match you with a policy that will protect your investment in your machine and also protect you with additional coverage for things like roadside assistance.
It’s your home away from home, so why not treat it that way? Whether you have a fifth-wheel travel trailer, a pop-up camper, or a brand new RV, you need insurance that safeguards you against the unique risks that come with having a second home on wheels. We offer policies that protect your RV while on the road, at a campsite, or parked at home. You’ll rest easy knowing you are covered with extras like vacation interruption and roadside assistance, even if your trip hits a bump in the road.
With so many lakes to explore, we here in Minnesota sure love our boats. Whether you enjoy recreational outings with the family or reeling in your next big catch, be sure you have all the coverage you need to minimize your vulnerability to risk. We can provide coverage for you, your boat, and your specialty equipment, as well as the cost of wreckage removal, fuel spill clean-up, and on-water towing.
Building Your Policy
If you own a motorcycle, snowmobile, RV, boat, or other recreational vehicles, we can help you build a policy customized to your needs. This typically includes coverage for:
Bodily Injury and Property Damage Liability
This important coverage helps protect you against a lawsuit if you are at-fault for an accident that injures a victim or damages their property. Liability coverage generally pays for legal fees, medical bills, lost wages, and judgments up to the limitations of your policy.
If your vehicle is damaged or destroyed due to a covered event, could you afford to repair or replace it? Let your insurance take care of the bill with coverage for physical damages caused by collision or non-collision events. We can even add in extra endorsements to ensure your vehicle is repaired with OEM parts when available.
Some drivers are not as responsible as you are. When an uninsured driver injures you and your passengers, underinsured motorist protection can help cover your expenses. If you are injured by someone who has too little insurance, underinsured motorist insurance can fill in the gaps left by their coverage.
Request a Free, No-Obligation Quote
If you have a motorcycle, snowmobile, RV, or boat, let us offer you a free, no-obligation insurance quote. We will shop and compare coverage on your behalf and find valuable discounts to help you save on premiums. Call us today. We look forward to serving you soon.